Understand Your Flood Risk
Anywhere it rains, it can flood. All rivers, streams, tributaries, and canals — regardless of size — have the potential to flood. There is a 26% chance that a high-risk area will be flooded during a 30-year period. If a property was flooded previously, there is still the potential for that property to flood again. Additionally, you are subject to local flooding, groundwater intrusion, and sewer backups.
Search your address on the Urban Drainage and Flood Control District Flood Hazard Map.
To determine your flood risk, complete the Flood Risk Profile.
Get Flood Insurance
Flood Insurance is recommended for everyone, but especially if you are in or near a mapped floodplain area. Standard homeowners' insurance policies do not cover flood losses. Property owners can insure their building and contents, and renters can insure just their contents (even if the owner does not insure the structure). You cannot be denied flood insurance. You do not need to be within a floodplain to qualify for flood insurance.
A local flood insurance agent can be located at FloodSmart.gov
Protect Property from Flood Hazard
Before a Flood
- Obtain flood insurance.
- Keep trash and debris out of the drainage channels.
- Ensure that water flows away from your house.
- Report potential problems such as blocked culverts or people dumping debris in channels.
- Construct barriers around window wells or other building openings to keep flood water from entering. Keep materials such as sandbags, plywood, plastic sheeting, and lumber for emergency waterproofing.
- Flood proof buildings to reduce potential flood damages to structures and contents. Structural changes should be designed by a professional engineer.
- Ask a plumber about a valve to prevent sewage back-up.
After a Flood
- Cover broken windows and holes in the roof or walls to prevent further weather damage.
- Call your insurance agent.
- Proceed with immediate clean-up measures to reduce any health hazards.
- List and take photographs of ruined items before disposing of them.
- Take photographs of the damage and keep record of repairs.
- Show photographs to the insurance appraiser for verification.
- Obtain all necessary permits for repairs.
Build Smarter, Safer, and Responsibly
Remember that all development in the floodplain (new construction, additions, remodels, filling, grading, etc.) requires a permit from the City of Englewood. Obtain a Floodplain Use Permit before building as construction in the floodway has special requirements. Also, substantially damaged or improved building have special requirements.
Please contact the Public Works Department at 303-762-2500 or send an email to request details on how to obtain a Flood Use Permit.
For More Information
- Urban Drainage and Flood Control District
- Flood Hazard Map
- Flood Risk Profile
- Prepare. Plan. Stay Informed.
The information on this page was provided by the Urban Drainage and Flood Control District.